Mortgage.One

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MORTGAGE ONE makes your mortgage journey smooth and clear. From residential and buy-to-let to commercial mortgages, our expert advice and extensive market access ensure the best deals-all without broker fees.

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Explore 1000+ Mortgage Deals

We’re here to help you save time and money! Start by exploring your options, then connect with our qualified advisers for a personalized market search and expert advice.

Expert Guidance & Support

Receive personalised advice from our experts, tailored to your needs. We’re here to help you make informed decisions throughout your mortgage journey and beyond.

Seamless Experience

From start to finish, we’ve got you covered. We guide you through every step of the mortgage process, ensuring a smooth, hassle-free experience right up to approval.

Overview of services we offer

Your One-Stop Shop for All Mortgage Needs

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Residential Mortgages

Find the right mortgage, whether you're a first-time buyer or remortgaging.

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Buy to Let Mortgages

Buy-to-let mortgages, from single property to HMO, student & holiday let, or limited company

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Commercial Mortgages

Explore tailored commercial mortgages, whether you're buying new property or refinancing.

Calculate Your Mortgage With Confidence

Calculate Your Borrowing Potential with Our Handy Mortgage Tools & Calculators, All in One Place

See how much can you borrow on Mortgage

Applicant one: Annual income (before tax)
£
Applicant two: Annual income (before tax)
£
Disclaimer: Rates apply for England and Northern Ireland only.

See How Much it will Cost on Mortgage

How much do you want to borrow?
£
Over how many years?
years
Interest rate
%
Repayment type
Disclaimer: Rates apply for England and Northern Ireland only.

See How much stamp duty will pay on Mortgage

I am Buying
Property price
£
Disclaimer: Rates apply for England and Northern Ireland only.

See Mortgage Interest Calculator

Loan amount
£
Interest rate
%
Disclaimer: Rates apply for England and Northern Ireland only.

See Mortgage Overpayment Calculator

Loan amount
£
Interest rate
%
Remaining mortgage term
Years
Amount
£

Disclaimer: Rates apply for England and Northern Ireland only.

See how much can you borrow on Mortgage

Rental Income (per month/per property)
£
Borrowing vehicle
Disclaimer: Rates apply for England and Northern Ireland only.

See How Much it will Cost on Mortgage

How much do you want to borrow?
£
Over how many years?
years
Interest rate
%
Repayment type
Disclaimer: Rates apply for England and Northern Ireland only.

Buying a Second Home or Investment Property?

Calculate the Stamp Duty Land Tax (SDLT) for your additional property in England or Northern Ireland. Understand the potential impact of the additional 3% surcharge on second homes and buy-to-let properties.

Property price
£
Disclaimer: Rates apply for England and Northern Ireland only.

See Mortgage Interest Calculator

Loan amount
£
Interest rate
%
Disclaimer: Rates apply for England and Northern Ireland only.

See Mortgage Overpayment Calculator

Loan amount
£
Interest rate
%
Remaining mortgage term
Years
Amount
£

Disclaimer: Rates apply for England and Northern Ireland only.

See how much can you borrow on Mortgage

Rental Income (per month/per property)
£
Disclaimer: Rates apply for England and Northern Ireland only.

See How Much it will Cost on Mortgage

How much do you want to borrow?
£
Over how many years?
years
Interest rate
%
Repayment type
Disclaimer: Rates apply for England and Northern Ireland only.

Investing in Commercial Property?

Calculate the Stamp Duty Land Tax (SDLT) for your commercial property purchase in England or Northern Ireland. Take into account freehold or leasehold ownership for accurate calculations.

I am buying
Property price
£
Disclaimer: Rates apply for England and Northern Ireland only.

See Mortgage Interest Calculator

Loan amount
£
Interest rate
%
Disclaimer: Rates apply for England and Northern Ireland only.

See Mortgage Overpayment Calculator

Loan amount
£
Interest rate
%
Remaining mortgage term
Years
Amount
£

Disclaimer: Rates apply for England and Northern Ireland only.
Simple, transparent, fee-free

Why Choose Mortgage.One?

Experience the difference with Mortgage.One—where your mortgage journey is our top priority.

Your mortgage, your way

Compare today's best interest rates

Compare 20,000+ mortgages from over 100 lenders

More options, more freedom

Unlock Mortgage Wisdom

Explore Our Comprehensive Guides & Insights

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Variable rate mortgage and how do they work? L&C explains how long a mortgage application takes, how long you can expect to wait for yours and… Read More
What is a tracker mortgage? Is a tracker mortgage the right option for you? Find out everything you need to know about tracker… Read More
How long does it take to get a mortgage? Looking to learn more about variable rate mortgages? We've created a guide that looks at the different options… Read More
Real Feedback, Genuine Experiences

Customer Reviews

Hear What Our Clients Have to Say!

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Leo

Lead Designer

It was a very good experience Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cursus nibh mauris, nec turpis orci lectus maecenas. Suspendisse sed magna eget nibh in turpis. Consequat duis diam lacus arcu.
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Leo

Lead Designer

It was a very good experience Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cursus nibh mauris, nec turpis orci lectus maecenas. Suspendisse sed magna eget nibh in turpis. Consequat duis diam lacus arcu.
User-image

Leo

Lead Designer

It was a very good experience Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cursus nibh mauris, nec turpis orci lectus maecenas. Suspendisse sed magna eget nibh in turpis. Consequat duis diam lacus arcu.
User-image

Leo

Lead Designer

It was a very good experience Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cursus nibh mauris, nec turpis orci lectus maecenas. Suspendisse sed magna eget nibh in turpis. Consequat duis diam lacus arcu.
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